Homes for sale - 3140 N CANAL DR, Palm Harbor, FL 34684

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Ryan Ditmar

ryan@lineagere.com +1(407) 497-4717

$ 890,000

Est. payment | -/mo

3 Beds

4 Baths

2,059 SqFt

Save Virtual Tour

$ 890,000

Est. payment | -/mo

Save Virtual Tour

3 Beds

4 Baths

2,059 SqFt

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 2,059 sqft

Price per Sqft $432

Subdivision Lake Tarpon Estates

MLS Listing ID TB8441633

Bedrooms 3

Full Baths 3

Half Baths 1

Construction Status Completed

HOA Y/N No

Year Built 1983

Annual Tax Amount $170

Lot Size 6,534 Sqft

Acres 0.15

Property Sub-Type Single Family Residence

Source Stellar MLS

Property Description

LAKEFRONT LIVING. NO HOA. No rules. No restrictions. Just the freedom to live and relax on your own terms. Welcome to your private slice of Lake Tarpon paradise! This beautifully reimagined 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite) sits directly on a peaceful canal leading to one of Florida's premier freshwater lakes. Imagine being able to step out your back door and spend your mornings boating, fishing, or kayaking right from your own dock, and your evenings spent unwinding or entertaining on the expansive wraparound decks under the stars with lake breezes. You'll love watching bald eagles, egrets, and otters drift by—nature's way of reminding you that life here moves at a calmer, happier pace. Grilled dinners and fresh lake breezes at sunset are subtle affirmations for those who value serenity and smart investments. This home has been meticulously updated inside and out. Every major system is new or updated, so you can spend less time worrying and more time enjoying the lake. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for future EV charging. Inside, the open-concept kitchen is a showstopper, with new custom cabinetry, premium counters, and high-end appliances that flow effortlessly into the dining and living areas, complete with warm wood floors and a cozy working fireplace. Upstairs, the owners' suite feels like a private retreat, featuring a massive walk-in closet with custom built-ins and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of storage for added convenience. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up—perfect for guests, a home office, or rental income. Nearby John Chesnut and Anderson Parks, both offer public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. No flood insurance required. Just pure Florida lake life—freedom, fun, and relaxation all in one. Plenty of space for boats, skis and RVs. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County—schedule your private showing today and see what lakefront living truly feels like. Owner open to accepting offers involving crypto currency as payment.

Location

State FL

County Pinellas

Community Lake Tarpon Estates

Area 34684 - Palm Harbor

Zoning R-3

Rooms

Other Rooms Bonus Room, Den/Library/Office, Garage Apartment, Interior In-Law Suite w/Private Entry

Interior

Interior Features Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters

Heating Central

Cooling Central Air

Flooring Carpet, Wood

Fireplaces Type Living Room

Furnishings Unfurnished

Fireplace true

Appliance Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Water Softener

Laundry Electric Dryer Hookup, In Garage, Laundry Room, Upper Level, Washer Hookup

Exterior

Exterior Feature Awning(s), Balcony, French Doors, Garden

Parking Features Bath In Garage, Boat, Covered, Garage Door Opener, Ground Level, RV Access/Parking

Garage Spaces 2.0

Fence Vinyl, Wood

Utilities Available Cable Connected, Electricity Connected, Propane, Sewer Connected, Sprinkler Well, Underground Utilities, Water Connected

Waterfront Description Canal - Freshwater

View Y/N Yes

Water Access Yes

Water Access Desc Canal - Freshwater,Lake

View Water

Roof Type Shingle

Attached Garage true

Garage true

Private Pool No

Building

Lot Description In County, Landscaped, Paved

Story 3

Entry Level Three Or More

Foundation Slab

Lot Size Range 0 to less than 1/4

Sewer Public Sewer

Water Canal/Lake For Irrigation

Structure Type Vinyl Siding,Frame

New Construction false

Construction Status Completed

Schools

Elementary Schools Highland Lakes Elementary-Pn

Middle Schools Carwise Middle-Pn

High Schools Palm Harbor Univ High-Pn

Others

Senior Community No

Ownership Fee Simple

Acceptable Financing Cash, Conventional, FHA, Other, VA Loan

Listing Terms Cash, Conventional, FHA, Other, VA Loan

Special Listing Condition None

Virtual Tour https://www.zillow.com/view-imx/f36f557f-9fc8-42de-9ab1-433de3b14ba3?initialViewType=pano

Listed by Morgan Ellis A BETTER LIFE REALTY

+1(407) 497-4717

ryan@lineagere.com

9209 Reymont Street, Orlando, FL, 32827, United States

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3140 N CANAL DR Palm Harbor, FL 34684